Flexible Saving Accounts (FSA)

Employer-Sponsored Healthcare Flexible Spending Account: Stellar will sponsor a $3,000 healthcare FSA for all employees. This FSA is compatible with employer-sponsored plans as well as Tricare and Medicare.

Healthcare Flexible Spending Account: You can set aside up to $3,300 in pre-tax dollars per year for out-of-pocket healthcare expenses (co-pays, prescriptions, doctor visits, vision, dental costs, etc.). You also can carry over a max of $660 from 2025 into 2026. 

Dependent Care Flexible Spending Account: You can set aside up to $5,000 in pre-tax dollars per year ($2,500 if filing separately) for qualified dependent care expenses.  Elections for this plan are made once a year and cannot be changed (except for life events).

Transportation Transit Reimbursement Account: You can set aside up to $325 tax-free per month for all qualified mass transit and commuter expenses. You can enroll at any time.

Parking Reimbursement Account: You can set aside up to $325 tax-free per month for all qualified parking expenses. You can enroll at any time.

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Employees who want HRA benefits but are not enrolled in a Stellar medical plan must send proof of other coverage to HR.